What is Medicare designed to provide coverage for?

Medicare is a federally funded program primarily designed to provide health coverage for individuals who are 65 years and older. However, it also covers certain younger individuals who have specific disabilities or conditions, such as end-stage renal disease or amyotrophic lateral sclerosis (ALS). This dual focus on age and disability is crucial in understanding the scope of Medicare's coverage.

The program is divided into different parts that address various health services, including hospital care, outpatient care, and prescription drugs, to ensure a comprehensive approach to health coverage for eligible individuals. Therefore, the option that highlights coverage for those 65 and older, as well as for those with certain disabilities, accurately captures the essence of Medicare’s purpose and design.